Thinking of Buying a New Home? Tips for Customers: How to Raise a Credit Score

Here are some tips for improving one’s credit score:

– Check reports to ensure accuracy.
First, your customers want to make sure they aren’t getting penalized by a low score that is a mistake.

– Always pay bills on time. Paying bills on time is critical for a good credit score.  Your payment history comprises more than one-third of the typical credit-score determination.

– Keep accounts open.  Don’t close old credit card accounts, even ones
you’re not using.  It’ll reduce the amount of available credit and can
actually lower your credit score.

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